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Bond paper – Secured payment instrument

SecurityPapers 16 September, 2018
Bond paper

How it is bond paper secured?

Today I will tell you about a special paper – bond paper.

Money, as we know it, in the form of banknotes or coins, is the main form of payment. Whether we are talking about the national currency of the country we are in, or the internationally recognized currency, money is the main power in the state.

Apart from the nominal system, we also have other payment instruments, especially used for large transactions:

  • payment order,
  • bill,
  • promissory note,
  • check,
  • card.

If we talk about payment methods without liquidity, then we are talking about a risk of counterfeiting. The banknotes can also be counterfeit, but the paper on which is printed a promissory note or a check looks more vulnerable. When it comes to bond paper, some features need to be met.

Promissory note is, in fact, a document through which the payer undertakes to pay a sum to another person. In fact, this is a kind of guarantee and debt recognition. There are some data that a promissory note must have written:
• the promissory note name;

  • date when issued;
  • due date;
  • mentioning the obligation to pay that amount of money;
  • the name of the beneficiary;
  • the issuer’s signature;
  • place of payment

Security methods

Promissory note paper (so-called bond paper) poses a high risk of being counterfeit. This happens even if the National Bank has set certain characteristics to be met. Worldwide, it is accepted a weight over 50 g/m², the most common being 60 g/m²,  75 g/m²  and g/m². Bond paper must be in comppliance with the print, for writing with blue or black color pen, it must be smooth and must not have any bends. It must also be resistant in time (in this case it must contain at least 25% cotton cellulose).

Securing is done with watermark, colored and fluorescent fibers, but also with color reactions.

Bond paper is a special paper with a special need for security, just like all payment instruments. Just because of the susceptibility to counterfeiting, the security methods used must be the most effective.

Do not forget, every time you hold a promissory note, you hold a secured paper that the issuing bank recognizes and can not be counterfeit.

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